Loan Protection Plan
  • Protect your life through Atlas

    Protect your life through Atlas

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Why choose loan protection through Atlas Healthcare?

Home loan protection plans are a vital tool for managing the risks associated with borrowing. These plans provide financial security, peace of mind, and stability for both borrowers and lenders, making them an important consideration in any loan agreement.

  • Providing a range of Life Insurance products tailored to both individual and group needs
  • Reduces financial burden on dependents
  • Adapted around you
  • Financial security
  • Protect your assets
  • Cost-effective and affordable

Our Decreasing Term Policy: IVAprotect

This Plan is designed for protection where a decreasing lump sum is required to provide financial support in the event of death, as in the case of a mortgage repayment or other loans where a debt is repaid over time.

  • The insurance cover decreases annually throughout the period of insurance

  • Decreasing term may be used where liabilities reduce over time as in the case for a mortgage

  • It pays a sum, dependent on year of claim to the lender upon the death of the Life Insured that occurs during the term of the policy

  • Decreasing term is less expensive than a level term policy

Our Level Term Policy: IVAsecure

This Plan is designed to provide a fixed life cover in the event of death of the Life/Lives Insured for the duration of the Policy.

  • Level term offers a fixed insurance cover throughout the period of insurance

  • Level term may be used to cover a mortgage, debts that will not decrease over time and to financially protect you and your loved ones

  • It pays a fixed sum to the lender upon the death of the Life Insured that occurs during the term of the policy

  • A level term cover tends to be more costly than a decreasing term policy

Atlas Healthcare Insurance Agency Limited (C 32603) is authorised under the Insurance Distribution Act to act as Enrolled Insurance Agents for IVALIFE Insurance Limited (C 94404) on long term business in Malta. IVALIFE Insurance Limited is authorised under the Insurance Business Act (Cap 403 of the Laws of Malta) to carry out long-term business in Malta. Both entities are regulated by the Malta Financial Services Authority.

Please note that Atlas Healthcare does not offer financial advice. You should read and understand the information and documentation made available to you in relation to the product and the investment strategies available.

Protect your life through Atlas

Atlas Healthcare is an enrolled insurance agent for IVALIFE, and offers Loan Protection Plans.

Hello, I’m Luke, a member of the Life & Pensions team.

For more information on Loan Protection Plans, you can speak to me or one of my colleagues. Email, call on +356 2343 5613 or use the AtlasChat.