-
Cover to help you feel better and stay well
-
I'd like to report a claim
Access the benefits of AXA's global health plans, allowing you peace of mind wherever you are.
We’re working with AXA to bring you international expatriate health plans,
helping you get the right insurance for your lifestyle.
Choose from five levels of cover – from essential benefits with Foundation, to Prestige Plus for our gold standard plan with extensive benefits. You can also choose your cover area to be either worldwide or worldwide excluding USA.
Additional add-ons such as a travel extension can be purchased with these plans.
Below is a simple summary of cover, please see full cover summary and information booklet.
| What's covered | Prestige Plus | Prestige | Comprehensive | Standard |
| Overall benefit | ||||
| Maximum annual amount | Up to €6,375,000 |
Up to €2,550,000 |
Up to €1,900,000 |
Up to €1,275,000 |
| Key benefits | ||||
| Prestige Plus | Prestige | Comprehensive | Standard | |
| In-patient cover | No annual maximum up to overall benefit amount Limits apply for inpatient psychiatric treatment |
No annual maximum up to overall benefit amount Limits apply for inpatient psychiatric treatment |
No annual maximum up to overall benefit amount Limits apply for inpatient psychiatric treatment |
No annual maximum up to overall benefit amount Limits apply for inpatient psychiatric treatment |
| Out-patient cover | Yes | Yes | Yes | No Optional Upgrade |
| Brain and body scans | No annual maximum up to overall benefit amount | No annual maximum up to overall benefit amount | No annual maximum up to overall benefit amount | No annual maximum up to overall benefit amount |
| Cancer | Yes | Yes | Yes | Yes |
| Chronic conditions | Yes | Yes | Yes | No |
| Pregnancy | Yes | Yes | No Optional |
No |
| HIV/AIDS | Yes | No | No | No |
| Palliative care | Yes | Yes Cancer Diagnosis Only |
No | No |
| Emergency treatment outside area of cover | Yes | Yes | Yes | Yes |
| Evacuation and repatriation | Yes | Yes | Yes | Yes |
| Virtual Doctor Service | Yes | Yes | Yes | No Available with out-patient option |
| Other benefits | ||||
| Prestige Plus | Prestige | Comprehensive | Standard | |
| Health and wellbeing | Yes sub-limits apply for different tests |
Yes sub-limits apply for different tests |
Yes sub-limits apply for different tests |
Yes sub-limits apply for different tests |
| Disability compensation | Yes | Yes | No | No |
| Support and helplines | Yes | Yes | Yes | Yes |
| Personal medical case management | Yes | Yes | Yes | Yes |
| International travel insurance | Yes | Yes | Optional | Optional |
| Optional benefits | ||||
| Prestige Plus | Prestige | Comprehensive | Standard | |
| International travel insurance | already included | already included | Up to 95 days outside your principal country of residence | Up to 95 days outside your principal country of residence |
| Dental care including routine | already included | 80% up to €1,900 | 80% up to €1,275 | No |
| Routine pregnancy | already included | already included | Up to €6,375 (Optional on Small Corporate Schemes) | No |
| Out-patient treatment: Consultants, psychiatric illness, complementary medicine, diagnostic tests, physiotherapy, vaccines |
already included | already included | already included |
Up to €950 sub-limits apply for different treatments |
| What's not covered | ||||
|
Our global health plans are designed to cover treatment of medical conditions that respond quickly to treatment – known as acute conditions. Like most health insurance policies, there are a number of exclusions and limitations on the plans and this is just a summary of the most significant exclusions and limitations:
|
||||
If you prefer a plan which provides cover for essentials, the Foundation plan may be your option. This plan includes:
- An overall policy limit of €125,000
- Hospital charges if you need to stay in hospital overnight or as a day-patient
- Surgery – whether you’re staying overnight or not
- A second opinion if you need some reassurance, including a medical case manager
- Emergency evacuation and repatriation
- Ambulance transport
- Cancer treatment, including radiotherapy, chemotherapy, bisphosphonates, biological therapies and experimental drugs
- Emergency in patient and day patient cover everywhere, excluding USA (unless Worldwide cover is chosen)
- Parent accommodation when your child needs hospital treatment
- Accidental damage to teeth
- Medical conditions that start during pregnancy
- Out-patient treatment can be chosen as an upgrade
What's covered
Prestige Plus Plan
Overall Benefit
Maximum annual amount: Up to €3,825,000
Key Benefits
In-patient cover: No annual maximum up to overall benefit amount
Limits apply for inpatient psychiatric treatment
Limits apply for inpatient psychiatric treatment
Out-patient cover: No annual maximum up to overall benefit amount
sub-limits apply for different treatments
sub-limits apply for different treatments
Brain and body scans: No annual maximum up to overall benefit amount
Cancer: No annual maximum up to overall benefit amount
Chronic conditions: Yes
Pregnancy: Yes
HIV/AIDS: Yes
Palliative care: Up to 30 days
Emergency treatment: Yes
Evacuation and repatriation: Yes
Other Benefits
Health and wellbeing: Yes
sub-limits apply for different tests
sub-limits apply for different tests
Disability compensation: Yes
Support and helplines: Yes
Personal medical case management: Yes
International travel insurance: Yes
Optional Benefits
International travel insurance: already included
Dental care including routine: already included
Routine pregnancy: already included
Out-patient treatment: already included
What's not covered
Our International Health Plans are designed to cover treatment of medical conditions that respond quickly to treatment – known as acute conditions. Like most health insurance policies, there are a number of exclusions and limitations on the plans and this is just a summary of the most significant exclusions and limitations: Pre-existing medical conditions; options to include these are available for company schemes of five or more Routine dental check-ups for Standard, Comprehensive or Prestige plans (available as an optional upgrade to Comprehensive and Prestige plans) Routine pregnancy and childbirth on Standard or Comprehensive plans (available as an optional upgrade to Comprehensive plans for corporate schemes only) Preventative treatment Ongoing, recurrent or long-term treatment of long-term illnesses (usually referred to as Chronic conditions) if you have the Standard plan Any treatment costs incurred as a result of engaging in or training for any sport for which you receive a salary or monetary reimbursement, including grants or sponsorship (unless you receive travel costs only). Claims if you travel outside your area to get treatment or against medical advice Please see the membership handbook for full details.
Prestige Plan
Overall Benefit
Maximum annual amount: Up to €2,550,000
Key Benefits
In-patient cover: No annual maximum up to overall benefit amount
Limits apply for inpatient psychiatric treatment
Limits apply for inpatient psychiatric treatment
Out-patient cover: No annual maximum up to overall benefit amount
sub-limits apply for different treatments
sub-limits apply for different treatments
Brain and body scans: No annual maximum up to overall benefit amount
Cancer: No annual maximum up to overall benefit amount
Chronic conditions: Yes
Pregnancy: Yes
HIV/AIDS: No
Palliative care: Up to 30 days for cancer diagnoses only
Emergency treatment: Yes
Evacuation and repatriation: Yes
Other Benefits
Health and wellbeing: Yes
sub-limits apply for different tests
sub-limits apply for different tests
Disability compensation: Yes
Support and helplines: Yes
Personal medical case management: Yes
International travel insurance: Yes
Optional Benefits
International travel insurance: already included
Dental care including routine: 80% up to €1,900
Routine pregnancy: already included
Out-patient treatment: Consultants, psychiatric illness, complementary medicine, diagnostic tests, physiotherapy, vaccines: already included
What's not covered
Our International Health Plans are designed to cover treatment of medical conditions that respond quickly to treatment – known as acute conditions. Like most health insurance policies, there are a number of exclusions and limitations on the plans and this is just a summary of the most significant exclusions and limitations: Pre-existing medical conditions; options to include these are available for company schemes of five or more Routine dental check-ups for Standard, Comprehensive or Prestige plans (available as an optional upgrade to Comprehensive and Prestige plans) Routine pregnancy and childbirth on Standard or Comprehensive plans (available as an optional upgrade to Comprehensive plans for corporate schemes only) Preventative treatment Ongoing, recurrent or long-term treatment of long-term illnesses (usually referred to as Chronic conditions) if you have the Standard plan Any treatment costs incurred as a result of engaging in or training for any sport for which you receive a salary or monetary reimbursement, including grants or sponsorship (unless you receive travel costs only). Claims if you travel outside your area to get treatment or against medical advice Please see the membership handbook for full details.
Comprehensive
Overall benefit
Maximum annual amount: Up to €1,900,000
Key Benefits
In-patient cover: No annual maximum up to overall benefit amount
Limits apply for inpatient psychiatric treatment
Limits apply for inpatient psychiatric treatment
Out-patient cover: No annual maximum up to overall benefit amount
sub-limits apply for different treatments
sub-limits apply for different treatments
Brain and body scans: No annual maximum up to overall benefit amount
Cancer: No annual maximum up to overall benefit amount
Chronic conditions: Yes
Pregnancy: No (optional on corporate schemes)
HIV/AIDS:No
Palliative care: No
Emergency treatment outside area of cover: Yes
Evacuation and repatriation: Yes
Other Benefits
Health and wellbeing: Yes
sub-limits apply for different tests
sub-limits apply for different tests
Disability compensation: No
Support and helplines: Yes
Personal medical case management: Yes
International travel insurance: Optional
Optional Benefits
International travel insurance: Up to 95 days outside your principal country of residence
Dental care including routine: 80% up to €1,275
Routine pregnancy: Up to €6,375
Out-patient treatment: Consultants, psychiatric illness, complementary medicine, diagnostic tests, physiotherapy, vaccines: already included
What's not covered
Our International Health Plans are designed to cover treatment of medical conditions that respond quickly to treatment – known as acute conditions. Like most health insurance policies, there are a number of exclusions and limitations on the plans and this is just a summary of the most significant exclusions and limitations: Pre-existing medical conditions; options to include these are available for company schemes of five or more Routine dental check-ups for Standard, Comprehensive or Prestige plans (available as an optional upgrade to Comprehensive and Prestige plans) Routine pregnancy and childbirth on Standard or Comprehensive plans (available as an optional upgrade to Comprehensive plans for corporate schemes only) Preventative treatment Ongoing, recurrent or long-term treatment of long-term illnesses (usually referred to as Chronic conditions) if you have the Standard plan Any treatment costs incurred as a result of engaging in or training for any sport for which you receive a salary or monetary reimbursement, including grants or sponsorship (unless you receive travel costs only). Claims if you travel outside your area to get treatment or against medical advice Please see the membership handbook for full details.
Standard
Overall Benefit
Maximum annual amount: Up to €950,000
Key Benefits
In-patient cover: No annual maximum up to overall benefit amount
Limits apply for inpatient psychiatric treatment
Limits apply for inpatient psychiatric treatment
Out-patient cover: No annual maximum up to overall benefit amount
sub-limits apply for different treatments
sub-limits apply for different treatments
Brain and body scans: No annual maximum up to overall benefit amount
Cancer: No annual maximum up to overall benefit amount
Chronic conditions: No
Pregnancy: No
HIV/AIDS: No
Emergency treatment: Up to €12,750 for up to 6 weeks
Palliative care: No
Emergency treatment outside area of cover: Yes
Evacuation and repatriation: Yes
Other Benefits
Health and wellbeing: Yes
sub-limits apply for different tests
sub-limits apply for different tests
Disability compensation: No
Support and helplines: Yes
Personal medical case management: Yes
International travel insurance: Optional
Optional Benefits
International travel insurance: Up to 95 days outside your principal country of residence
Dental care including routine: No
Routine pregnancy: No
Out-patient treatment: Consultants, psychiatric illness, complementary medicine, diagnostic tests, physiotherapy, vaccines: Up to €950
sub-limits apply for different treatments
sub-limits apply for different treatments
What's not covered
Our International Health Plans are designed to cover treatment of medical conditions that respond quickly to treatment – known as acute conditions. Like most health insurance policies, there are a number of exclusions and limitations on the plans and this is just a summary of the most significant exclusions and limitations: Pre-existing medical conditions; options to include these are available for company schemes of five or more Routine dental check-ups for Standard, Comprehensive or Prestige plans (available as an optional upgrade to Comprehensive and Prestige plans) Routine pregnancy and childbirth on Standard or Comprehensive plans (available as an optional upgrade to Comprehensive plans for corporate schemes only) Preventative treatment Ongoing, recurrent or long-term treatment of long-term illnesses (usually referred to as Chronic conditions) if you have the Standard plan Any treatment costs incurred as a result of engaging in or training for any sport for which you receive a salary or monetary reimbursement, including grants or sponsorship (unless you receive travel costs only). Claims if you travel outside your area to get treatment or against medical advice Please see the membership handbook for full details.
Accessible Health insurance plans that support your well being and help you feel better
When you’re healthy, life’s better. Our healthcare insurance plans are designed to take better care of you in the future.
Hello, I’m Angelica, a member of the Health Underwriting team.
Speak to her or another one of our team members if you require any assistance on Health insurance.
Email, call on +356 2343 5606 or use AtlasChat.
Our chat is open
Monday to Friday: 8:30am to 5:15pm
Outside these hours, you can leave a chat message or send an email to [email protected]