Atlas Insurance

What does Personal Accident cover me for?

The policy offers insurance for bodily injury or death following an accident. Please see the policy for more details. The benefits/limits following an accident with your insured bicycle are as follows: Line Option • Loss of Limb and/or Loss of…

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Will my bicycle be covered if I leave it unattended?

Yes it will, provided that the bicycle has been secured to an immovable object with an approved lock.

Do I have to let you know if I change my bicycle throughout my policy period?

Yes, we will need to cancel your current policy and a new policy issued on the substitute bicycle. A refund of premium will be given on the cancelled policy and a new premium charged on the new policy.

Do you insure Professional Cyclists?

We are unable to provide cover for professional cyclists.

Is there an age limit on the iCycle policy?

We cannot cover persons under 16 years of age for Public Liability and Personal Accident Cover applies only to persons aged 16 to 75 years old.

Do I have to let you know if I am taking my bicycle abroad?

If you are planning cycling holidays in Europe, you will need to take up the Upshift optional benefit, as this will automatically cover you for any trip in Europe up to 15 days per trip. You do not to inform…

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Do I need to wear a helmet?

Yes, to get full Personal Accident cover for head injuries, you need to be wearing a helmet at the time of the accident, although it is not necessary for other sections of the policy such as liability or accidental damage.